Identity Theft Insurance
The rise in identity theft has prompted many companies to start offering identity theft insurance. Many people are on the lookout for identity theft insurance to bring them peace of mind and minimize the amount of things they have to worry about in life. While we feel the advice offered in our Free Identity Theft Ebook should be sufficient for most people, many people still want that additional security.
We have decided to provide you with a review of some of the most popular identity theft insurance programs being offered today. Our goal is to give you as much information as possible to help you to make an educated decision when chosing an identity theft insurance program.
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Life Lock |
myFICO |
TrustedID |
EQUIFAX |
|---|---|---|---|---|
| Amount of Coverage | $1 Million Guarantee | $25,000 | $1 Million Guarantee | $20,000 |
| Adults - Monthly/Yearly Cost | $10/month or $110/year | $4.95/month or $49.95/year | $12.95/month | $12.95/month |
| Children - Monthly/Yearly Cost | $25/year with adult enrollment | N/A | N/A | $159/year for adult + 1 family member |
| Places Credit Freeze | Yes | N/A | Yes | N/A |
| Credit Report Provided? | Yes (all 3 credit bureaus every 12 months) |
Yes (TransUnion) |
Yes (all 3 credit bureaus initially) |
Yes (unlimited Equifax reports) |
| Provides Credit Monitoring? | Yes | Yes | Yes | Yes |
| Identity Theft Support | Yes (24 hours a day, 7 days a week) |
Yes (9-hour, 5-day-a-week, toll-free helpline) |
Yes (anytime by phone or email) |
Yes (24 hours a day, 7 days a week) |
| Learn More... | Learn more about... Life Lock |
Learn more about... myFICO |
Learn more about... TrustedID |
Learn more about... EQUIFAX |
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