Identity Theft Protection For Your Child


As adults, we often worry about our own identity theft protection and don't consider our children being at risk to become an identity theft victim. But fact of the matter is, your child is an easy target to become a victim of identity theft!

Many children become victims of identity theft due to a parent, relative or other traditional methods. Most people don't think to monitor thier child's identity, making them an easy target to become a victim of identity fraud.

The scenario is easy to understand.

A parent becomes financially strapped, especially during these difficult economic times. They are having a tough time paying bills, may have claimed bankruptcy, ect. All the while, thier credit score is dropping lower and lower, taking a major beating.

What is a person to do when they are backed up against a wall and need to get credit to purchase the essentials necessary for day to day life? Essentials such as food, gas, groceries, heck even purchasing fuel oil to heat the house.

Many parents will justify using thier child's identity and credit since the child will be benefiting from the purchases made. The parent doesn't intend to hurt the child's credit and may even think they are doing the child a favor by giving thier credit a head start.

But times are tough and getting even tougher, and before that parent realizes it, they have ruined thier child's credit along with thier own.

Most children won't become aware of the dire situation they find themselves in until they are much older and need to apply for credit on thier own for things such as renting an apartment, getting a credit card, applying for school loans, ect. But by then it will be too late, the damage is done and the child will have to fight an uphill battle to clear thier good name and get the credit they deserve.

We all know how tremendously difficult life can be at times. Don't our kids deserve to start out with a clean slate? Start out fresh with the same, if not better, opportunities that we had? Our children deserve to have thier identities protected. Life is hard enough as it is, let's not make it harder than it has to be.

While we feel the advice offered in our Free Identity Theft Ebook should be sufficient for most people, many people still want that additional security.

Listed below you will find a review of some of the most popular family identity theft programs being offered today. Our goal is to give you as much information as possible to help you to make an educated decision when chosing an identity theft protection service plan for your family and your children.

 

Identity Theft Insurance Comparison

 


         
Amount of Coverage $1 Million Guarantee $2 Million Guarantee $1 Million Warranty Protection $20,000
         
Adults - Monthly/Yearly Cost $9.00 /month

First 30 days free
$19.95/month for two adults and unlimited children $8.50 /month

$14.95/month
         
Children - Monthly/Yearly Cost $2.25 /month with adult enrollment $19.95/month for two adults and unlimited children Family -
$16.99 /month
$159/year for adult + 1 family member
         
Places Credit Freeze Yes N/A Yes N/A
         
Credit Report Provided? Yes
(all 3 credit bureaus every 12 months)
Yes
(all 3 credit bureaus every 3 months)
Yes
(all 3 credit bureaus initially)
Yes
(unlimited Equifax reports)
         
Provides Credit Monitoring? Yes Yes Yes Yes
         
Identity Theft Support Yes
(24 hours a day, 7 days a week)
Yes
(24 hours a day, 7 days a week)
Yes
(anytime by phone or email)
Yes
(24 hours a day, 7 days a week)
         
Learn More... Learn more about...

Life Lock
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Family Secure
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Trusted ID
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EQUIFAX